Biggest Savings On 2018 Hawaii Car Insurance USA

Hawaii is a tourist haven known for romance, culture, fantastic weather, fantastic beaches, and a relaxing lifestyle. On most islands, it's roads are in great shape and well-designed allowing you to get from one side to the other quickly. Living in Hawaii means driving with natives and tourists alike. Average temperatures are between 72 degrees (January) and 82 degrees (July) so get ready to roll those windows down and enjoy the breeze.

Driving legally in Hawaii means having Hawaii car insurance coverage. The minimum limits for the state include personal injury protection (PIP) of $10,000, bodily injury coverage (to others) of $20,000 per person and $40,000 per accident, and property damage liability of $10,000 per accident. Getting this coverage in higher amounts can go far in protecting you from having to pay more money out of pocket if the crash gets expensive.

What Do The Minimums Cover

  • Personal Injury Protection: Covers your medical bills that stem from an accident, regardless of who is at fault. Some people call this no-fault insurance.
  • Bodily Injury Coverage: Covers the medical bills of another driver or passenger that is not in your vehicle if you are at fault in an accident.
  • Property Damage Liability: Covers damages to another person's property if you are deemed at fault in an accident.

Use policy.com to get the free quotes for the cheapest rates on these insurance needs, as well as others like comprehensive and collision insurance. Keep your car and finances safe with a policy from policy.com.

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