2018 Value Pennsylvania Car Insurance USA Today

Pennsylvania is ranked in 9th in the country in population density and has a 5th ranked population of over 12 million people (2017). Pennsylvania has borders to New York, Maryland, Delaware, West Virginia, New Jersey, Ohio, and Ontario (Canada). With proximity to so many states and cities, Pennsylvania is a great location to live. Driving has major benefits in the state and nearby areas, and is required to register a vehicle and drive in the state.

To be able to drive legally in Pennsylvania, you are required to have the following coverages:

  • Bodily Injury to Others: $15,000 per person and $30,000 per accident
  • Medical Benefits: $5,000 per accident
  • Damage to Others Property: $5,000 per accident
  • Either Limited or Full Tort Coverage


There is a substantial difference between full tort and limited tort coverages, with full tort allowing the ability to sue in court for all damages and limited tort having some restrictions on suing for pain and suffering.

There are additional coverages that can help you pay for damages to your car if you are in an automobile crash, such as comprehensive and collision coverage. Many people choose to get more than the minimum amounts, or additional coverage types, to better protect themselves. The expenses of being in a car crash can add up fast. Policy.com can get you the best rates on all the car insurance types available. In less than ten minutes, you can be the proud owner of a less expensive and better-quality policy with policy.com.

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