2018 Kentucky Life Insurance USA Savings

The Kentucky Derby is one thing that comes to mind when people bring up the state of Kentucky. It is the oldest horse race the country as far as continuity goes. The Kentucky Derby is held at Churchill Downs on the first Saturday of May. While it seems that the Kentucky Derby will go on forever, unfortunately, our lives here on earth are limited. We spend our lives in the pursuit of happiness, all while looking to provide support for our loved ones after we pass away. Life insurance is a vital part of providing for our family and loved ones.

A life insurance policy helps support your family in times of need. There are different kinds of policies including permanent life plans and term life plans. Permanents plans provide coverage for the entire life of the policyholder, and term plans are set up for a specific period (often 5 - 30 years).

There are some terms that you will want to know when picking up a life insurance plan, here are a few:

Beneficiary: This is the person, or people, that the money the life insurance company will make payouts to for your policy. It can be just one person or can be a few people; it's your choice. For plans that have more than one beneficiary, you will be required to divide up the benefits that you receive and give each person a percent.

Death Benefits: These are the benefits that get paid out when you pass away if you have a life insurance policy. This amount is often set-up on the initial purchase of the plan, so think about how much you will want it to be. Policy.com can help you compare rates for different death benefit levels.

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